Discovery Be Careful
Junk Debt Buyers
How To Win Your Lawsuit
Sample Credit Card Summons
How To Win A Credit Card Lawsuit
If you are being sued by any of the above companies and/or hired
attorney even if not listed and they are a Collection
Agency there is good news for you. The above companies are known as Junk
Debt Buyers who are easy to beat in court.
As you look over to the right I have proof
of all my Dismissals when I fought back these Collection Agencies and I
also fought back Capital One and won that as well.
If you are here right now you obviously
know the importance of answering your credit card lawsuit to avoid getting
a default judgment against you.
I went over my Complaint Carefully and checked for any errors
- I Answered
my Complaint with admitting or denying each allegation
- I Filed a
Motion to Dismiss instead of Answering because my Court Allows one in lieu of an answer.
- I Checked
my state's statute of limitations to see if I could file a Motion to Dismiss on
- I Always
checked my local court rules to see if a memorandum or affidavit is
required with any Motions to the court. This is vital.
When I filed my Answer I considered filing a notice to appear which in
my state was not mandatory.
Let's the court and the Plaintiff know that you intend to defend your
Being sued by a Collection Agency is one of
the easiest wins in court. 99% do not have the documentation to back up
their lawsuit in a court of law. Even Capital One the original
creditor DID have the Credit Card Statements BUT did not have the
There are so many things they do wrong when
Remember this is a daily thing for them so
they just copy one after the other, they use Affidavits that are hearsay,
they don't have contracts, credit card statements they have nothing to
back up their lawsuit. They just continue copying one Summons and
Complaint after the other filling in different numbers. They attach
false affidavits and have nothing to win against you.
Their intentions are suing you, you not
answering, and them winning a judgment against you to go after your
assets, paycheck, freeze your bank account. That is all they want.
OR they want you to call them and settle. Once you pick up that phone and
talk to them you basically are admitting that the debt is yours and just
ruined your entire case!
So now you know most don't have any
documents to back their case up in a Court of Law so why not answer that
computer generated paper listing
your name, address, account number wasn't PROOF enough to win in court.
affidavit signed by an employee was
hearsay in my case
generic Bill of Sale that
states they bought accounts off of the Bank was not enough to stand up in
Their Plan Summed Up:
- The Original Creditor, is the
bank that you first opened your card with, and stopped paying.
- After 120 days of non-payment most of these
banks simply write your account off, throw your paper into a huge pile
with thousands of other defaulted accounts, those accounts are then put
into a Debt Portfolio to be sold off to Collection Agencies.
- If you owed $2,500.000 to a bank chances are
they bought that off the Bank for $10.00. So if they sue you and win
because you don't answer your Summons they make $2,490.00 PLUS court
costs. This is how they get so RICH.
- The bank does not
give the Agency that bought your account your Credit Card Statements.
They get a computer generated list with your name, account number, and
- The Collection Agency then takes all the
accounts they bought for pennies on the dollar off of the bank and start
hiring out different Lawyers in all of the States and start SUING
- Their intentions are to go after people like
us who they assume won't care and won't answer their Summons for an easy
- They figure you won't answer your summons, you
can't pay your credit card bill so you won't hire a lawyer. EASY WIN for
them. And you think once you get Sued by them is a headache? WAIT until
they get that default judgment.
- With a Winning Judgment in hand they begin to
legally go after everything they can get their slimy hands on.
- They will Legally Freeze any Bank Accounts you
own, they will come after your paycheck, they will put liens on your
Assets. And some after 10 years will renew that judgment and just keep
going until they get all their money. It is scary the power they have
with a Judgment.
- They don't want you to
know that they do not have any documents to back their case up in court.
By suing you, they assume you are stupid and won't answer your summons,
and cannot afford an attorney.
Now what you don't know is that the
Credit Card Complaint you hold in your hand right now most likely can
already be dismissed without going to court! They screw up their
Complaints right off the bat.
I have been in your shoes and I have
won and made a Package to help more people win against companies like
these by seeing my Answer to my Summons, My Discovery Answers and the
Discovery I sent off to them. My motions to dismiss etc.,
what you will get with My Document Package:
Answer Your Summons. See
exactly how I answered mine and WON
2. See all of my Affirmative
Discovery: See my
Answers and Objections used in a Court of Law Against Collection Agencies
See all my answers and objections
My Responses to Interrogatories used in
Card Lawsuit that was WON Responses
to Interrogatories include: bank account information, social security
number, identify any payments made to original creditor, identify any
payments made to Plaintiff, last check number written out to plaintiff or
original creditor, payments made to account number xxxxxx, asking you if
the amount sue upon is correct, settlements made to account, witnesses to
be called to trial, factual basis of each defense, exhibits used at trial.
I found your package when my Discovery phase
started, I sent off your answers, and they never responded back! Case
Dismissed! -Y. Carter
My Responses to Admissions used in
my Credit Card
Lawsuit that was WON
to Junk Debt Buyers/Collection Agencies Admissions include:
please admit you applied to the original creditor for so and so credit
card, admit you made charges on the credit card, admit you agreed to the
terms and conditions when you used the card, admit you are indebted to the
Plaintiff for $xxxxx.xx, admit you made payments, admit you owe the
balance, admit this is the correct balance.
Dismissed Voluntary Dismissal: I just wanted to say thanks for your great
package. This Package is priceless information. I was being sued by a
collection agency, they sent me a request for admissions I used the info
in the Package to respond to the request. A short time later, the
plaintiff filed a voluntary non-suit â€“ they dropped their case. HA HA, I
love it! Thanks again! Mike L.
My Responses For Production of Documents used in
Credit Card Lawsuit that was WON.
Answer to Requests for
Documents include: providing copies of all payments, copies of settlement
letters, exhibits or evidence you plan on using, credit card
statementsâ€¦You will receive all of my Discovery, in tact.
glad I found this website it is very informative and this package helped
me so much. My case was dismissed before it even went to trial. Your
Request for Production of Documents saved my a**. About 23 days after
sending my Discovery they dismissed the case. Thanks for saving me
thousands of dollars. ($5500.00 Lawsuit) Cheryl, Illinois
Discovery that I the Defendant,
sent off to the Collection Attorney suing me and won my case using
Instructions and Definitions, Claims of Privilege, Lost Documents to start
off which was required to do along with my Discovery.
21 of my REQUEST FOR DOCUMENTS TO THE PLAINTIFF
21 of my REQUEST TO ADMIT FACTS TO THE PLAINTIFF
23 of my INTERROGATORIES SUBMITTED TO THE PLAINTIFF
More paperwork for them the more
they'll go away. The Attorney I used these on went away after I sent them
The Motion to Dismiss I
used to win my cases
Case Dismissed : I just had my case dismissed. I had to go a few steps
beyond the initial motion to dismiss, but the package helped immensely. I
actually enjoyed making the attorney have to do some work. Jon B.K.
Case Dismissed Saving $17,535 This Package saved me $17,535!! My case
was dismissed today. I had no idea what I was doing until I bought this
package and I followed it every step of the way and WON. Thanks for taking
the time to make this package for people like me. Margaret
6. See my Motion to Strike the
Plaintiff's Affidavit of Debt I used in my Lawsuit and it was
Granted. POWERFUL WEAPON!
Motion to Strike Affidavit Testimonial:
Who would have thought that by spending so little by purchasing your
Package would end up saving me $12,000 in the lawsuit that was filed
against me for an old Citibank credit card I defaulted on? Best money I
have ever spent! Lawsuit was dropped after I answered! Thank youâ€¦ Kris
Credit Cards & Paypal Accepted:
CLICK THE BUTTON BELOW TO ORDER AND DOWNLOAD NOW!
2nd Package Offered
Answer to my Summons &
Credit Cards & Paypal Accepted:
3rd Package Offered
IF YOU JUST NEED T0 SEE MY DISCOVERY WHICH
DOES NOT INCLUDE:
HOW I ANSWERED MY SUMMONS
AND AFFIRMATIVE DEFENSES NOR THE MOTIONS CLICK BELOW:
DISCOVERY PACKAGE CLICK BUTTON BELOW:
Credit Cards & Paypal Accepted:
MY Answers to Interrogatories, Request to Admit Facts,
Request for Documents
MY Discovery Sent off to Plaintiff which Consists of 21
Request for Documents, 21 Request to Admit Facts, 23 Interrogatories and
of course the Instructions and Definitions, Claims of Privilege, and Lost
or Destroyed Documents. Exact Discovery used in a Credit Card Collection
Lawsuit and Won!
Thank you so very much for your information and help. I just purchased
your package. I have never been involved with the courts and had no idea
where to start. It seems some people still like to take advantage of
others in a distressed state. I am so thankful I found your site. I asked
for guided assistance and have now found what I need. This has lifted my
spirit for you have empowered me with your guided help. I thank you deeply
from the heart. Aj from Indiana (Power to the People!)
Do you all have a Donation button on your website? I cannot believe that
I had to pay so little for these Documents! I just won my lawsuit which
was over $30,000.00!! Can you believe this? I would love to donate more
money to your cause to help others beat their lawsuits what your asking is
nothing compared to what you guys saved me. I finally am stress free and I
just cannot get over this thank you for helping me and my family save all
this money. We need more people like you in this world!. Please email me
your donation link!!! â€“ Brian T.
I purchased your package several weeks ago. I am currently disabled and I
havenâ€™t worked for 2 years. I defaulted on a credit card and it was sold
to a junk debt buyer. I answered the summons using your examples and on
8/21 my court case was called and the attorney for the junk debt
buyer asked me if I wanted to set up a payment plan or a settlement. I
answered no. He replied that if I my case went to trial there would be no
deals or settlement available. I was waiting for my case to be called in
court when the attorney said that he wanted to talk to me outside the
courtroom. I was expecting another settlement offer but to my surprise he
handed me a dismissal order signed by the court. I didnâ€™t even have to see
the judge. Thanks for a wonderful product. I know that it was the answer
and the motion to strike affidavit that was the reason the attorney
decided to give up. Thanks! â€“ Michael
Thank you for making this Package for people like me who have no idea
what they are doing! You guys made this easy on myself and my wife during
our lawsuit. Many Thanks, Tim & Lisa.
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